We understand that your business is unique, and you need solutions that fit your long-term financial and non-financial goals. That's why we offer seven distinct loan products.
From same-day Easy Loans to group microfinance — we have the right product for every stage of your financial journey.
Designed for petty traders who want to expand their business. Built around your Susu savings history, this loan lets you borrow and repay on a schedule that matches your cash flow — daily or weekly.
Working capital and expansion financing for businesses of all sizes. We offer both term loans and overdraft facilities to individuals, corporate bodies, churches, societies, and enterprises — because growing together is our mission.
Pre-qualified loans for salaried professionals who channel their income through UACB. Repayment is automatic — deducted directly from your salary. No stress, no reminders, no hassle.
The fastest loan at UACB. If you are a government employee on the Controller and Accountant General Department's payroll, you can apply and receive funds the same day — often in under three hours.
When life calls for a gathering — whether a wedding ceremony, funeral rites, or community celebration — this loan provides the funds you need with compassionate repayment terms and low interest rates.
Grow your micro business through group-based lending. Form a solidarity group of 5 to 10 or more members, save together, and access affordable capital. Members serve as guarantors for each other, making this a community-powered path to financial growth.
Whether you are already in the transport business or looking to own a vehicle for commercial purposes, our transport loans provide the financing you need with flexible terms and competitive rates.
Our microfinance program empowers small business owners through group-based lending. Form a solidarity group, save together, and access affordable capital to grow your micro business.
Getting a loan is simple. Follow these steps and our team will guide you through every stage of the process.
Walk into any of our 19 branches and speak with a loan officer. They will help you choose the right product.
Complete the loan application form and provide two passport photographs, three recent payslips (for salary/easy loans), and a valid photo ID.
Our team reviews your application. Easy Loans are approved same-day — often in under three hours.
Once approved, funds are disbursed directly to your account. No delays, no hidden fees.
Our loan officers are ready to assist you. Call us directly or visit any of our 19 branches across Ghana.
Find a BranchVisit any of our 19 branches or call us today. Our loan officers are ready to help you find the right financing.
