From savings accounts to business loans, flexible products designed for individuals and businesses in our communities.
Operated by individuals, sole proprietary concerns, partnership firms, companies, clubs, and organizations with regular transactions.
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A distinct savings account that pays a fixed rate of interest. Highly competitive rates from 14% to 18% p.a.
Learn MoreMobilization of cash savings at a defined daily or weekly minimum. Perfect for traders, market women, and farmers.
Learn MoreNo endless paperwork. Our streamlined process means you get answers fast when you need them most.
Transparent pricing on every product. What you see is what you pay — the way banking should be.
Every cedi deposited stays in our communities. We invest in the people who trust us with their future.
Upper Amenfi Rural Bank was incorporated on 13th August 1987 and commenced operations on 2nd September 1994.
Expanded to 10 branches across the Western Region, bringing banking closer to rural communities.
Launched USSD banking (*992#) enabling millions of transactions without internet access.
Re-registered under the Companies Act 2019 as Upper Amenfi Community Bank PLC with new Registration Number PLO00080223.
Total assets grew to GH¢669.7M with deposits of GH¢614.7M and net profit of GH¢18.1M.
Record-breaking year — total assets reached GH¢930.7M, deposits GH¢875M, with 5,401 employees across 19 locations.
“Upper Amenfi Community Bank helped me grow my cocoa business from 2 acres to 15 acres. Their loan process is quick and the staff truly care about your success.”
“As a market trader, I needed a bank that understands my business. Their susu collection service and quick loans have been a lifeline for my family.”
“The agency banking service brings the bank to our village. I no longer have to travel hours to access my savings. This is truly banking for the people.”
“I've been with UACB for over 20 years. They supported my children's education through their salary advance loans. I trust them completely.”
“The USSD banking makes everything easy. I can check my balance and transfer money even without internet. Very convenient for us in the rural areas.”
“When no other bank would open a branch here, UACB came. Now our community has access to proper banking for the first time.”
“Upper Amenfi Community Bank helped me grow my cocoa business from 2 acres to 15 acres. Their loan process is quick and the staff truly care about your success.”
“As a market trader, I needed a bank that understands my business. Their susu collection service and quick loans have been a lifeline for my family.”
“The agency banking service brings the bank to our village. I no longer have to travel hours to access my savings. This is truly banking for the people.”
“I've been with UACB for over 20 years. They supported my children's education through their salary advance loans. I trust them completely.”
“The USSD banking makes everything easy. I can check my balance and transfer money even without internet. Very convenient for us in the rural areas.”
“When no other bank would open a branch here, UACB came. Now our community has access to proper banking for the first time.”
Join thousands of customers who trust Upper Amenfi Community Bank for their financial future.
