LOANS
We understand that your business is unique, and you need solutions that fit your long-term financial & non-financial goals.

Susu Loan
The purpose of the Susu Loans Product is to offer financial support to clients who want to expand their petty trading business. The design of the loan product allows clients to repay these loans either daily or weekly.

 
Commercial Loans and Overdraft:
UARB aims to grow together with you in business. We offer business loans and overdraft facilities to individuals, corporate bodies, churches, societies, and enterprises. Current account holders, including individuals, corporate bodies, and enterprises, who require working capital for business expansion, are the target audience for this business loan/facility.

 
Salary Loans/ Overdraft
As a salary earner, UARB will readily assist you with salary loans and overdrafts to attend to all your financial needs. Salary account holders who channel their salaries through the bank receive this facility.

Easy Loan – Less Than 3 Hours
All government employees on the Controller and Accountant General’s Department’s payroll are eligible for this loan.
 

HOW TO APPLY

  • The fully completed loan application form
  • Provide two (2) passport-size photographs.
  • Provide the three (3) most recent payslips.
  • Provide a valid photo ID (VID, passport, driver’s license, etc.).

JUST CALL: +233 (0) 533 519 373 / +233 (0) 242 976 784


Funeral and Social Loans
Customers can use the funeral and social loans to access funds for wedding ceremonies and funeral rites for a deceased person.

Micro Finance Loans
We offer the opportunity to grow your micro business with our micro finance loans. Access loans in groups of five (5) to ten (10) members or more. Groups of men and women who own small and micro enterprises or engage in productive activities are eligible for the loans.

It involves providing sustainable financial services to the lower-income group in order to improve their livelihood.

 

Eligibility Criteria

  • The customer must be at least 18 years old and in good mental health.
  • You must participate in legal economic activities that can produce sufficient cash flows to meet the loan repayment schedule.
  • The individual must reside in the community for a minimum of six months.
  • The individual must not be affiliated with any other Credit Savings Association (CSA) of the UARB or any other financial institution.
  • The individual must be accepted by the members and belong to a Solidarity Group of the CSA.
  • Members of one family cannot form one group or belong to one solidarity group.
  • Women will predominate among the group members. When men join a group, their number should not surpass 20% of the group’s total members.

 

Transport Loans
The bank assists clients in the transport business or those who wish to own vehicles for business purposes with transport loans.